Listings for Phil McPhail

US Route 9, Aurora, ME

Price$2,554,250

Est. Mortgage: $/month

MLS Number 1254058

  • Land
  • Address US Route 9
  • Acreage 4770

4, 770 +/- surveyed acres with cruise estimates of 55, 000 cords, 4 +/- miles of paved road frontage, 10 +/- miles of interior roads, 9, 500 feet lake front, 3.7 miles river front, 2 miles stream front. 35 miles from Bangor International Airport.

Listed by Phil McPhail of The Land Brothers

{$agent->Name}

The Land Brothers
113 West Broadway
Lincoln ME, 04457
Office: 800-286-6164

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$
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%
$/month over payments
Federal 30-year interest rate: 4.03% last updated on Jul 13, 2017
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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1050 Acres Timberland For Sale in Greenfield Township, Maine

On Cross Rd & Myra RD, Greenfield Twp, ME
Pending

MLS Number 1289560

  • Land
  • Acreage 1050

Introduction: The County Line Forest is a 1,050+/- acre timberland investment property with excellent recreation opportunities. The property is located on the Penobscot and Hancock County line. It is a pleasantly square lot with an impressive residual stand of timber not normally found in this price range. The land has several natural features that create an interesting landscape. A large hill near the center of the lot rises quickly and has beautiful views in nearly every direction. A naturally occurring pond surrounded by an open bog is a magnet for moose, deer, and waterfowl. Two substantial beaver ponds and brooks are sure to have undisturbed brook trout swimming in their waters. Location: The property is in Greenfield Township, a Maine unorganized territory with one of the lowest tax rates in the state. This part of Penobscot County is known for good whitetail deer and black bear hunting. There are numerous lakes and ponds with trout, salmon, bass and more all within a short drive of the property. Bangor and Old Town are both an easy drive from the property. These inviting small cities have numerous restaurants, a new civic center, lively waterfront, a casino and more. Acreage and Land Use: While the primary investment return of this parcel is timber, the added bonus of a recreational opportunity is priceless. The land has miles of interior roads which create access to nearly all corners of the property. Elevations range from about 250 to over 500 feet above sea level. The hunting in this area is already good and with proper management, this property has the potential to be great. The varied landscape and good soils would benefit greatly from food plots, trail management, and proper stand placements. The County Line Forest has direct access to ATV trails and snowmobile trails. These trails connect to a statewide system with hundreds of miles of riding opportunities available. The property has many potential building sites. Off grid living could be possible here for anyone interested in self-sustained living. The hilltop south slope is a nice location for both solar and wind power alternatives. Water Features: Skunk Pond is completely located within the properties boundaries. This shallow pond is a major habitat for many species of wildlife. It is a perfect spot to find moose, herons, eagles and waterfowl. A large beaver pond is located in the northeast corner of the property and the small creek leaving it runs quickly off the property into another series of ponds. Dead Stream runs slowly through the southeast corner and its secret flat waters hold wild brook trout. Financing: This property is the best-priced timber investment available in Maine today. The owner will finance for qualified buyers. Call 800-286-6164 for more information and to schedule visit. 1050+/- acres if Maine Timberland for sale in Penobscot County less than 30 miles from Bangor, Maine. This is a square block of land on the Hancock County line just north of Stud Mill Road. Excellent hunting and fishing area with local ATV and snowmobile trails to the property. Good timber investment.

Listed by Phil McPhail of The Land Brothers

{$agent->Name}

The Land Brothers
113 West Broadway
Lincoln ME, 04457
Office: 800-286-6164

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Do not fill in this field:

$
$
%
$/month over payments
Federal 30-year interest rate: 4.03% last updated on Jul 13, 2017
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Timber and Recreation Land For Sale

On Sheepskin RD, Carroll Plt, ME

Price$396,580

Est. Mortgage: $/month

MLS Number 1289407

  • Land
  • Address On Sheepskin RD
  • Acreage 1004

Spruce Brook Forest consists of 1,004 +/- acres of surveyed timberland in Eastern Penobscot County Maine. It is located 2 1/2 miles off the grid on the northern side of Sheepskin Ridge in Carroll Plantation. The land is rolling terrain from 500 to about 700 feet above sea level with a mixture of timber types. Spruce Brook runs northwesterly through the property and provides designated winter habitat for whitetail deer. The property has nice views in nearly every direction and with some clearing on the hilltop views of Mount Katahdin could be had from the property. The nice rectangular shape of this parcel makes it easy to manage as a timber investment and for making improvements for managing wildlife. Call for additional information about the timber on this property and the current management plan. Carroll Plantation is a rural eastern Maine town with a population of just over 150 people. It is a quiet area of hills and small mountains located between both of Maine's Grand Lakes. Easten New Brunswick Canada is about 1/2 hours drive. 1004+/- surveyed acres of Maine Timberland investment and recreation property. Located on the Northern end of Sheepskin Ridge. The land has good elevation with elevations from 500-700+/- feet. Views of Mt. Katahdin to the Northwest and Bowers Mountain Range to the South east. The timber is hardwood and mixed wood and is growing very well. Foresters estimates 7 1/2 - 8 cords per acre merchantable.

Listed by Phil McPhail of The Land Brothers

{$agent->Name}

The Land Brothers
113 West Broadway
Lincoln ME, 04457
Office: 800-286-6164

Do not fill in this field:

Do not fill in this field:

$
$
%
$/month over payments
Federal 30-year interest rate: 4.03% last updated on Jul 13, 2017
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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749 South Oakfield RD, Linneus, ME 04730

Price$350,000

Est. Mortgage: $/month

Pending

MLS Number 1280542

  • Residential
  • Location Rural
  • Bedrooms 3
  • Bathroom 3
  • Rooms 10

455 +/- acres set atop Crow Hill in Linneus. The property has views of Mount Katahdin, Skiticook, Mud and Drews Lakes among others. The unique home was built in the 1970's and is set into the south facing slope of the hill. An internal road system accesses a lot of the property. There is a gravel/dirt road system that connects the south slope to the northern and eastern slopes of the property. The NRCS Web Soil survey suggests that over 70% of the property may contain soils suitable for farming.

Listed by Phil McPhail of The Land Brothers

{$agent->Name}

The Land Brothers
113 West Broadway
Lincoln ME, 04457
Office: 800-286-6164

Do not fill in this field:

Do not fill in this field:

$
$
%
$/month over payments
Federal 30-year interest rate: 4.03% last updated on Jul 13, 2017
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Trout Water Camp Abuts Baxter State Park

17 Camp Phoenix RD 17a,17b,17c, Nesourdnahunk Twp, ME 04462

MLS Number 1295652

  • Condominium
  • Bedrooms 5
  • Bathroom 4
  • Acreage 16.32
  • Square Feet 4162

Camp Phoenix Camp Phoenix at Nesowadnehunk Lake was the premiere Sporting Camp for wild Maine brook trout fishing from the 1930's until it was purchased in the 1990's. The buyers converted the lodge and cabins on the 16 acre site into condominium units so they could spend less time on cutting the grass and more time fly fishing the lake and hiking in Baxter State Park. The lodge at camp Phoenix is the original cooking, dining, and gathering place for the sports that stayed here. Today you can own this historical lodge and make it your own. The camps eleven rooms consist of over 4,000 square feet of living space. Six bedrooms, two full baths and two half baths will accommodate up to 26 family, friends, and guests. A large kitchen with commercial grade cook stove adjoins the elegant dining area. A great room with cathedral ceilings is the place to gather and tell stories after dinner and evening fishing. Spend lazy afternoons enjoying the lake and mountain views from the 8 X 100 foot covered screen porch. The 16 acres surrounding Camp Phoenix are tended by a caretaker. There are common areas including a library building, boat docking and casting pond. This is truly a relaxing place to spend your vacation time. Nesowadnehunk Lake Nesowadnehunk Lake is nearly 4 miles long and in places over a mile wide. It is known for its exceptional water quality, wild brook trout, and incredible mountain views. The lake is in the shadows of Strickland and Center Mountains on the western border of Baxter State Park.  Fisheries biologist call the lake “The Trout Factory”. The lake produces healthy populations of brook trout that are from 6-20” in length, with most around 8-12”.  The trout from this fishery are used by the state fish hatcheries as brood stock for stocking in other waters.  The strain of trout from here are particularly hearty. The lake produces fish throughout the season from ice out until it closes again in the fall.  This water is managed as fly fishing only. Working crayfish patterns along the bottom, casting nymph imitations or working a hatch in the early morning or evening hours often reward the fly caster with a take from a hungry brook trout.  Peak season for most local fisherman on this lake is during the Hexagenia mayfly hatch in late June to early July. Anglers searching for live water should visit the outlet stream with classic runs and pools as it wanders through Baxter State Park.  Its 15-mile run varies from pools to riffles, falls and flat water.  Scenery observed here rivals the Rockies.  Trout from 6 to 14 inches are found here.  There are frequent caddis and mayfly hatches throughout the fishing season.  If you are a trout fisherman, particularly a brook trout fisherman, Nesowadnehunk Lake needs to be on your shortlist of Maine trout waters to visit, and this is an opportunity to own a piece of it.                                                             Baxter State Park Adjoining the Camp Phoenix property is the natural wonder of Baxter State Park. This 200,000+ acre park was gifted by former Governor Percival Baxter to the people of Maine. The park is home to Mount Katahdin and many other lesser peaks. The trail system in the park accesses Maine's most remote and wild places. Dozens of mountain ponds and alpine lakes are teaming with native trout and wading moose.   Camp for sale on Nesournahunk Lake. Camp Phoenix was condominiumized in 1992 allowing for this rare opportunity to own a piece of history on one of the best fly-fishing lakes in the State of Maine. The lodge has 5 bedrooms, one full and 3 half baths, propane lights and appliances and a dining room that will seat 27! There is also a huge Great room and a smaller parlor for whiling away the non-fishing hours when you're not on the porch enjoying the views of the lake.

Listed by Phil McPhail of The Land Brothers

{$agent->Name}

The Land Brothers
113 West Broadway
Lincoln ME, 04457
Office: 800-286-6164

Do not fill in this field:

Do not fill in this field:

$
$
%
$/month over payments
Federal 30-year interest rate: 4.03% last updated on Jul 13, 2017
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Maine Coastal Land for Sale in Frankfort

Off Tyler LN, Frankfort, ME

Price$250,000

Est. Mortgage: $/month

MLS Number 1321543

  • Land
  • Address Off Tyler LN
  • Acreage 90

  COASTAL MAINE 90+/- acre mountain top property with VIEWS of Penboscot Bay, Swan Lake, hills, fields and surrounding mountains including Mount Katahdin! Unique property ideal for alternative power, Vista Views, off grid living, tiny house location all a short drive to Belfast, Camden, Bangor. COASTAL MAINE 90+/- acre mountain top property with VIEWS of Penboscot Bay, Swan Lake, hills, fields and surrounding mountains including Mount Katahdin! Unique property ideal for alternative power, Vista Views, off grid living, tiny house location all a short drive to Belfast, Camden, Bangor.

Listed by Phil McPhail of The Land Brothers

{$agent->Name}

The Land Brothers
113 West Broadway
Lincoln ME, 04457
Office: 800-286-6164

Do not fill in this field:

Do not fill in this field:

$
$
%
$/month over payments
Federal 30-year interest rate: 4.03% last updated on Jul 13, 2017
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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749 S Oakfield RD, Linneus, ME

Price$250,000

Est. Mortgage: $/month

MLS Number 1325463

  • Land
  • Address 749 S Oakfield RD
  • Acreage 360

360+/- acres set atop Crow Hill in Linneus. Great views of Mount Katahdin as well as Skiticook, Mud and Drew Lakes. Internal road system access a good portion of the property connecting the south slope to the north ern and eastern slopes of the property. NRCS Web Soil Survey suggests over 70% of the property may contain soils suitable for farming. Great place to build your farm home and homestead.

Listed by Phil McPhail of The Land Brothers

{$agent->Name}

The Land Brothers
113 West Broadway
Lincoln ME, 04457
Office: 800-286-6164

Do not fill in this field:

Do not fill in this field:

$
$
%
$/month over payments
Federal 30-year interest rate: 4.03% last updated on Jul 13, 2017
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Log Cabins Lake Front Large 349 Acre Lot

1 Nowland RD, Ashland, ME 04732

Price$250,000

Est. Mortgage: $/month

MLS Number 1286056

  • Residential
  • Address 1 Nowland RD
  • Location Near Town, Rural
  • Bedrooms 5
  • Rooms 7

Nowland Hill Cabins is 349+/- acre timber lot situated on the southern end of Nowland Hill in Ashland, Maine. The property has 5 full scribe log cabins constructed in the late 1930’s. The rustic structures include 1 main building with kitchen and living areas and four other sleeping cabins. A newer garage will store vehicles ATVs snowmobiles and more. The land has had some recent timber harvesting to improve The stand and construct a new access road to Scopan Lake. The forest is a mix of hard wood and soft wood with areas formally used for gardening still clear enough to plant. Apple trees surround these plots and attract the resident deer and bear. This parcel is located in the most remote area near Ashland and the gate & access road will ensure your privacy. The town of Ashland, ME is located in central Aroostook county. Ashland has a pop- ulation of approximately 1300 residents. Ashland is located at the eastern edge of the North Maine Woods, which is comprised of 3.2 million acres of logging land. The North Maine Woods is filled with hundreds of trout filled streams, ponds, lakes and rivers. The woods are filled with grouse, deer, bear and especially moose. To the west of Ashland  the area is predominantly farmland with thousands of acres of potatoes, oats, broccoli and other crops. The land in Ashland is rich to have a mix of woods and agricultural      fields. Scopan Lake consists of 5,120+/- acres of surface water and is one of the largest lakes in Aroostook County. It is a fishery for brook trout, land locked salmon and rain - bow smelt. Nowland Brook is a tributary to Scopan Lake and is a wild brook trout fishery area known for a good population of moose, black bear, grouse and large white tail dear. The area is serviced by a maintained snowmobile and ATV trail system. Lakefront Land and camp for sale on Squa Pan Lake and Stream in Ashland Maine. Over 6000 fee frontage on lake and stream. New road right to the lake. Perfect get-away spot. Best shown on ATV to see the true beauty of the land.

Listed by Phil McPhail of The Land Brothers

{$agent->Name}

The Land Brothers
113 West Broadway
Lincoln ME, 04457
Office: 800-286-6164

Do not fill in this field:

Do not fill in this field:

$
$
%
$/month over payments
Federal 30-year interest rate: 4.03% last updated on Jul 13, 2017
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Agriculture and Timber Investment in Maine for Sale

Route 1 Van Buren RD, Cyr PLT, ME

Price$249,900

Est. Mortgage: $/month

MLS Number 1255689

  • Land
  • Address Route 1 Van Buren RD
  • Acreage 315

Acadian Highlands Farm is a 315+- acre land parcel located in northern Aroostook County. The parcel is located in an area of the state of Maine known as the St. John Valley. From the height of the sloped farm fields you can see across the St. John River into Canada, which is just five miles from the property. The cleared farm fields have been planted with traditional Maine crops like potatoes, oats and beets. There is a farmer currently leasing the fields, and that relationship could be continued. This large contiguous parcel has frontage on U.S. Route 1, making it readily accessible and electric power readily available. The sloping farm fields and mixed growth forest lands may be an ideal location for a permacultural designed home site and farm. The sloped land, 360 degree views, rich farm soils, and abundant rainfall provide a solid basis upon which to design and build your new Permaculture farm home. There is power at the street, or you could opt for an off-grid, and sustainable home and utilize the southern views for a solar powered and heated home. The size of the parcel and quality of the land provide an opportunity to build a sustainable home and farm. Acadian Highlands Farm has nearly 1700 feet of the spring fed headwaters of Hammond Brook running through it. Early summer is the time to explore its clear riffles and beaver ponds for brook trout. The cool and shadowy forest areas surrounding the open farm fields are home to deer, moose, grouse and more. Tracts of land like this are increasingly difficult to find. Don’t wait too long and miss out on the opportunity to own Acadian Highlands Farm. Call today! About Cyr Plantation - Cyr Plantation is located in northern Aroostook County near the border crossing community of Van Buren. The population of this lightly populated area was 117 in 2010. The area is farm and forest land, with a rich Acadian heritage. The area is blessed with four seasons to enjoy. Winter is the longest season so winter sports and recreation make this a destination for snow mobile enthusiasts as well as dog team racers and biathletes. Spring, summer and fall are especially beautiful times to live in northern Aroostook County. The numerous lakes, rivers, streams and ponds are frequently visited by fishing enthusiasts in pursuit of Maine’s cold water species of salmon and trout. The waters of the St. John River have a growing population of muskellunge, and the annual Musky Derby in nearby Fort Kent has fisherman from across the country competing for tens of thousands of dollars in prizes for winning anglers. ATV enthusiasts have a vast trail network throughout Aroostook County to explore. Most of the communities in this area have made allowances to welcome riders into the business areas to reach dining, fuel and other businesses. The vast tracts of timberland, farm fields, rolling hills and breathtaking vistas are waiting for you to come and explore. Hunting for large whitetail bucks and numerous grouse in countless covers can fill your autumn calendar. Shopping opportunities are available on both sides of the border. Nearby Presque Isle has its Aroostook Centre Mall and across the border in Edmunston, NB Canada you can find the Madawaska Centre. Healthcare is found at the Aroostook Medical Center in Presque Isle as well as the Northern Maine Medical Center in Fort Kent. Higher education is available at the University of Maine campuses in both Presque Isle and Fort Kent. Come home to Cyr Plantation where you can live, work, learn and play 315 +- acres w/ 106+- acres tilled and pasture land with the balance timberland. Paved road with power. Interior road for access to entire property. Small trout stream vista views in all directions. Permaculture, homestead and other opportunities.

Listed by Phil McPhail of The Land Brothers

{$agent->Name}

The Land Brothers
113 West Broadway
Lincoln ME, 04457
Office: 800-286-6164

Do not fill in this field:

Do not fill in this field:

$
$
%
$/month over payments
Federal 30-year interest rate: 4.03% last updated on Jul 13, 2017
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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0 Bluff RD, Enfield, ME

Price$199,900

Est. Mortgage: $/month

MLS Number 1251143

  • Land
  • Address 0 Bluff RD
  • Acreage 12.38

12.3+/- ac. waterfront lot on beautiful Cold Stream Pond. This is a one-of-a-kind opportunity to own 2050 ft of frontage on the great cold water fishery. Property is in Resource Protection Zone & has a great 1+/- ac envelope for a building site. Power at street & year round access make this site ideal for your home or a wonderful get-away. Cold Stream Pond is a 3, 682 ac cold water Lake w/depths over 100 ft & home to Brook Trout, Landlocked Salmon, Togue & smelts. Come enjoy the good life on the clear waters.

Listed by Phil McPhail of The Land Brothers

{$agent->Name}

The Land Brothers
113 West Broadway
Lincoln ME, 04457
Office: 800-286-6164

Do not fill in this field:

Do not fill in this field:

$
$
%
$/month over payments
Federal 30-year interest rate: 4.03% last updated on Jul 13, 2017
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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749 South Oakfield RD, Linneus, ME 04730

Price$199,900

Est. Mortgage: $/month

Pending

MLS Number 1306859

  • Residential
  • Location Rural
  • Bedrooms 3
  • Bathroom 3
  • Rooms 10

113+/-acres set atop Crow Hill in Linneus. The property has views of Mount Katahdin, Skiticook, Mud and Drews Lakes among others. The unique home was built in1970's and is set into the south facing slope of the hill. An internal road system accesses a lot of the property. There is a gravel/dirt road system that connects the south slope to the northern and eastern slopes of the property. The NRCS Web Soil survey suggests that over 70% of the property may contain soils suitable for farming.

Listed by Phil McPhail of The Land Brothers

{$agent->Name}

The Land Brothers
113 West Broadway
Lincoln ME, 04457
Office: 800-286-6164

Do not fill in this field:

Do not fill in this field:

$
$
%
$/month over payments
Federal 30-year interest rate: 4.03% last updated on Jul 13, 2017
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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267+- acres of Maine land for sale In Dover Foxcroft

700 Off Fern RD, Dover Foxcroft, ME

Price$160,000

Est. Mortgage: $/month

MLS Number 1297918

  • Land
  • Address 700 Off Fern RD
  • Acreage 267

267+- acres of Maine land for sale located on the edge of town and at the end of the road for absolute privacy.  Some of the best recreation in Maine can all be found here; hunt, fish, hike or just hibernate away from it all.  Off grid, power is approximately 2 miles away so you won’t be bothered with the usual things of life.  It is time to simplify and get back to nature. Are you looking for Maine waterfront property?  How about over 4000 feet on a trout brook plus tributaries that offer habitat for all kinds of animals?  The beavers have made a pond in one of the meadows which is home to many bird species. Downstream from the beaver dam flows a babbling brook and would be a great spot to build an off grid cabin or camp. The lot was selectively harvested about 5 years ago and still has a good stocking of mature hardwood and softwood.  The varied ages of the timber stands makes for a healthy and diversified forest.  When you conger up visions of Maine timberland this parcel is what comes to mind. Located in Dover Foxcroft Maine, this is the county seat for Piscataquis County and is home to about 4,000 people.  The people are friendly and neighbors helping neighbors is a daily occurrence.  If you enjoy outdoor recreation, you won’t find a better spot.  Small shops, restaurants, a top notch school, hospital and all services are here. The acreage is located about 1 hour from Bangor Maine and 27 miles off I-95.  Moosehead Lake in Greenville Maine is about 45 minutes north of this property.  Looking for something closer? Sebec Lake offers great swimming, boating and lake fishing and is minutes away. 267+/- acres of Maine land for Sale located on the edge of town and at the end of the road for absolute privacy. Some of the best recreation in Maine can all be found here hunt, fish, hike or just hibernate away from it all. Off grid, power is approximately 2 miles away so you won't be bothered with the usual things of life. It is time to simplify and get back to nature. Also see deeds 2149/60 and 1950/83.

Listed by Phil McPhail of The Land Brothers

{$agent->Name}

The Land Brothers
113 West Broadway
Lincoln ME, 04457
Office: 800-286-6164

Do not fill in this field:

Do not fill in this field:

$
$
%
$/month over payments
Federal 30-year interest rate: 4.03% last updated on Jul 13, 2017
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Listing data is derived in whole or in part from the Maine IDX & is for consumers' personal, non commercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. ©2017 Maine Real Estate Information System, Inc. All Rights Reserved. equal opportunity housing logo   Privacy Policy

The Land Brothers participates in MREIS' Maine Internet Data Exchange (Maine IDX) program, allowing us to display other Maine IDX Participants' listings. This website does not display complete listings. Certain listings of other real estate brokerage firms have been excluded. Mortgage figures are estimates. Check with your bank or proposed mortgage company for actual interest rates. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.